The Cefa Brief
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- BefundInfrastructure
Each yearly fall in housing starts has been smaller than the one before it
The starts rate has declined in four consecutive observations, but the declines are shrinking: 0.05, then 0.13, then 0.05, then 0.01. The last of those is one unit in the final published digit, which means the series has stopped moving at a level below where it began in 2020.
- BefundHousing & Urban Development
Housing units authorised by permit fell in every year after 2021 and are now below their 2020 reading
The series peaked at a monthly average of 1734 thousand units in 2021 and has come down in each of the four years since, to 1431 in 2025. The thirty-year mortgage rate reached its own high in 2023 and has eased in the two years since, and authorisations fell in both of them.